How does your bank compete with other banks, especiallv cooperative banks, in the statl?

AU branches are on core banking solution and the bank has satellite connectivity even in the remotest corner of the state. Today SBB) offers multiple products and delivery channels which include internet banking at all branches, online funds transfer, B2B payments, utility and other biH payments, online tax payments, railway freight payments, etc. The bank has about 500 ATMs which are connected to State Bank group ATM network. Overall, SBB) is far ahead in terms of network, business size and technology particularly compared to cooperative banks in the state.